Effective Date: January 1, 2024 | Last Updated: January 1, 2024
Overview
CPPCalc.ca ("we," "our," or "the Site") is committed to protecting the privacy of all visitors. This Privacy Policy explains what information we collect, how we use it, and what rights you have regarding your data. By using CPPCalc.ca, you agree to the practices described in this policy.
The short version: the financial information you enter into our calculator is never transmitted anywhere. It stays entirely in your browser. We do not collect, store, or have access to any income data you enter.
Information We Do Not Collect
CPPCalc.ca is a static, browser-based tool. The following types of data are explicitly not collected:
- Income or salary figures entered into the calculator
- Personal financial information of any kind
- Names, addresses, email addresses, or contact details (unless you contact us voluntarily)
- Social Insurance Numbers (SIN) or tax identifiers
- Employment details or employer information
- Any data entered into calculator input fields
All calculations are performed entirely within your browser using JavaScript. No data from the calculator is ever sent to any server, database, or third party.
Information We May Collect
Analytics and Usage Data
Like most websites, CPPCalc.ca may collect general, non-personal usage analytics. This may include information such as:
- Pages visited and time spent on pages
- General geographic region (country or province level, not precise location)
- Browser type and operating system
- Referring URLs (what site brought you here)
- Aggregate traffic counts and session durations
This data is collected in aggregate and anonymized form. It cannot be used to identify individual visitors and is used solely to understand how the site is being used and to improve the tool over time.
Advertising
CPPCalc.ca may display advertisements through Google AdSense (publisher ID: ca-pub-7744853829365165). Google AdSense may use cookies to serve ads relevant to your interests. These cookies are managed by Google and governed by Google's Privacy Policy and Terms of Service, not by CPPCalc.ca.
You can opt out of interest-based advertising by visiting Google's Ads Settings or through the Digital Advertising Alliance's opt-out tools at aboutads.info.
Contact Form Submissions
If you contact us via email at partnerships@calc-hq.ca, we will receive and retain your message and email address for the purpose of responding to your inquiry. We do not share this information with third parties.
Cookies
CPPCalc.ca itself does not set first-party cookies for tracking purposes. However, third-party services on the site (such as Google AdSense) may set their own cookies. These cookies are subject to the respective third-party's privacy policies.
You can control cookie settings through your browser preferences. Disabling cookies may affect the display of advertisements but will not affect the functionality of the CPP calculator itself.
Children's Privacy
CPPCalc.ca is not directed at children under the age of 13. We do not knowingly collect any personal information from children. If you believe a child has provided us with personal information, please contact us and we will take appropriate steps to remove such information.
Your Rights (Canadian Privacy Law)
As a Canadian, you have rights under the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation. These rights include:
- The right to know what personal information (if any) we hold about you
- The right to request correction of inaccurate information
- The right to withdraw consent for the use of your personal information
- The right to complain to the Office of the Privacy Commissioner of Canada if you believe your rights have been violated
Since CPPCalc.ca does not collect personal information through the calculator, in most cases there is no personal data to access, correct, or delete. For inquiries related to contact form submissions or advertising preferences, contact us at partnerships@calc-hq.ca.
Third-Party Links
CPPCalc.ca contains links to other websites, including tools in our network and external resources such as the Government of Canada. We are not responsible for the privacy practices of those sites. We encourage you to review the privacy policies of any external sites you visit.
Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be reflected by an updated "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the site following any changes constitutes acceptance of those changes.
Contact
If you have questions, concerns, or requests related to this Privacy Policy or our data practices, please contact us at:
Email: partnerships@calc-hq.ca
We will respond to all privacy-related inquiries within a reasonable time frame.